:root{
  --ap-blue:#0b3b6f;
  --ap-blue-2:#123f69;
  --ap-blue-3:#0d2846;
  --ap-red:#b51f2e;
  --ap-red-dark:#8e1621;
  --ap-ink:#172033;
  --ap-gray:#667085;
  --ap-light:#f5f7fa;
  --ap-line:#dce3ea;
  --ap-white:#fff;
  --ap-shadow:0 18px 45px rgba(16,31,51,.10);
  --ap-shadow-soft:0 10px 30px rgba(16,31,51,.08);
  --ap-radius:22px;
}
html{scroll-behavior:smooth}
body{font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ap-ink);background:#fff;line-height:1.6}
a{color:var(--ap-blue);text-decoration:none}
a:hover{color:var(--ap-red)}
img{max-width:100%;display:block}
.topbar{position:relative;z-index:1031;background:#081d31;color:#dbe8f3;padding:8px 0;font-size:.92rem}
.topbar a{color:#eaf1f7}
.topbar a:hover{color:#fff}
.site-nav{top:40px;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid transparent;transition:.25s;box-shadow:0 6px 18px rgba(10,21,36,.03)}
.site-nav.is-scrolled{border-color:var(--ap-line);box-shadow:0 12px 28px rgba(23,32,51,.07)}
.navbar-brand img{width:min(220px,48vw);height:auto}
.navbar-toggler{border-color:#d7dfe8}
.nav-link{font-weight:700;color:#314155!important;position:relative;padding:.7rem .95rem!important}
.nav-link.active,.nav-link:hover{color:var(--ap-red)!important}
.btn{border-radius:14px;font-weight:700}
.btn-ap{background:var(--ap-red);border-color:var(--ap-red);color:#fff}
.btn-ap:hover,.btn-ap:focus{background:var(--ap-red-dark);border-color:var(--ap-red-dark);color:#fff}
.btn-outline-light:hover{color:var(--ap-ink)}
.btn-outline-secondary{border-color:#c2ccd6;color:#253042}
.btn-outline-secondary:hover{background:#253042;color:#fff;border-color:#253042}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:10px;top:10px;z-index:9999;background:#fff;padding:8px 12px;border-radius:10px;box-shadow:var(--ap-shadow-soft)}
.hero{position:relative;min-height:830px;display:flex;align-items:center;overflow:hidden;background:#0f2438;padding:145px 0 90px}
.hero-home .hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,20,33,.94) 0%,rgba(9,28,47,.86) 42%,rgba(11,37,61,.40) 100%)}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transform:scale(1.02)}
.eyebrow{display:inline-flex;align-items:center;gap:.55rem;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:#cad9e7}
.eyebrow::before{content:"";display:inline-block;width:42px;height:2px;background:var(--ap-red)}
.hero h1{font-size:clamp(2.8rem,5vw,5.2rem);font-weight:800;line-height:.98;letter-spacing:-.04em;color:#fff;max-width:920px}
.hero .lead{color:#d9e3ec;max-width:780px;font-size:1.19rem}
.tag{display:inline-block;padding:.5rem .8rem;border-radius:999px;background:#e8f0f8;color:var(--ap-blue);font-size:.78rem;font-weight:800;margin:.15rem}.tag-light{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.18)}
.contact-row{display:flex;flex-wrap:wrap;gap:16px 22px}
.contact-row a{color:#fff;font-weight:700;border-bottom:1px solid rgba(255,255,255,.24)}
.contact-row a:hover{border-color:#fff}
.glass-card{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.18);box-shadow:0 24px 60px rgba(0,0,0,.18);backdrop-filter:blur(15px)}
.hero-profile-card{border-radius:26px;padding:18px;display:grid;grid-template-columns:190px 1fr;gap:18px;align-items:center;color:#fff}
.profile-photo-wrap{border-radius:20px;overflow:hidden;box-shadow:0 16px 38px rgba(0,0,0,.22)}
.profile-photo-wrap img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/5;background:#fff}
.profile-copy{padding-right:8px}.profile-label{display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#dce8f5;margin-bottom:10px}
.feature-checks{list-style:none;padding:0;margin:0;display:grid;gap:12px}.feature-checks li{position:relative;padding-left:28px}.feature-checks li::before{content:"✓";position:absolute;left:0;top:0;color:#7ff3aa;font-weight:800}
.section-overlap{position:relative;margin-top:-70px;z-index:2;padding-top:0}
.metric-grid .metric-card{box-shadow:var(--ap-shadow-soft)}
.metric-card{border:1px solid var(--ap-line);border-radius:20px;padding:24px;height:100%;background:#fff;transition:.25s}
.metric-card:hover{transform:translateY(-4px);box-shadow:var(--ap-shadow-soft)}
.metric-card strong{display:block;font-size:1.25rem;color:var(--ap-blue);line-height:1.25}.metric-card span{display:block;margin-top:8px;color:var(--ap-gray)}
.section-pad{padding:95px 0}.section-muted{background:linear-gradient(180deg,#f5f8fb 0%,#eef3f7 100%)}
.section-title{font-weight:800;letter-spacing:-.03em;font-size:clamp(2rem,3.1vw,3.3rem);line-height:1.06}
.section-copy,.text-secondary{color:var(--ap-gray)!important}
.red-rule{width:74px;height:4px;background:var(--ap-red);border-radius:4px;margin:18px 0 26px}
.split-card{background:linear-gradient(160deg,#102f52,#18395a 60%,#204a75);border-radius:26px;box-shadow:var(--ap-shadow);overflow:hidden;color:#fff}
.split-card-top{padding:30px 30px 20px}.card-kicker{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:var(--ap-red)}
.split-card-list{display:grid;gap:1px;background:rgba(255,255,255,.12)}
.split-card-list>div{display:grid;grid-template-columns:120px 1fr;gap:12px;padding:18px 30px;background:rgba(255,255,255,.03)}
.split-card-list strong{color:#fff}.split-card-list span{color:#dbe5ee}
.visual-card{background:#fff;border-radius:24px;overflow:hidden;box-shadow:var(--ap-shadow-soft);height:100%;border:1px solid rgba(220,227,234,.75);transition:.25s}
.visual-card:hover{transform:translateY(-5px);box-shadow:var(--ap-shadow)}
.visual-card img{width:100%;height:230px;object-fit:cover;background:#e6edf5}
.compact-card img{height:200px}
.visual-card-body{padding:24px}.visual-card-body h3{margin:.35rem 0 .65rem}.visual-card-body p{color:var(--ap-gray);margin-bottom:.9rem}.visual-card-body a{font-weight:800}
.benefit-card{background:#fff;border:1px solid var(--ap-line);border-radius:22px;padding:28px;height:100%;box-shadow:var(--ap-shadow-soft)}
.benefit-number{width:54px;height:54px;border-radius:16px;background:linear-gradient(135deg,var(--ap-blue),var(--ap-red));color:#fff;display:grid;place-items:center;font-weight:800;font-size:1rem;margin-bottom:18px}
.simple-card h3{margin-bottom:12px}
.cta-band{border-radius:30px;background:linear-gradient(135deg,#fff 0%,#f6f9fc 48%,#eef4fb 100%);box-shadow:var(--ap-shadow-soft);padding:34px 38px;display:flex;align-items:center;justify-content:space-between;gap:24px;border:1px solid var(--ap-line)}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.page-hero{padding:180px 0 84px;background:linear-gradient(120deg,#0b3156,#172c42 58%,#5d1720);color:#fff;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;inset:auto -10% -40px auto;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),rgba(255,255,255,0));filter:blur(8px)}
.mini-visual-stack{display:grid;grid-template-columns:1fr 1fr;gap:14px}.mini-visual-stack img{height:220px;width:100%;object-fit:cover;border-radius:22px;box-shadow:var(--ap-shadow-soft)}
.wide-media{width:100%;border-radius:24px;box-shadow:var(--ap-shadow-soft);object-fit:cover;min-height:340px;background:#e9eff5}
.list-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.list-grid>div{background:#f5f8fb;border:1px solid var(--ap-line);padding:16px 18px;border-radius:16px}.list-grid strong{display:block;color:var(--ap-blue)}.list-grid span{display:block;color:var(--ap-gray);margin-top:4px}
.timeline{border-left:2px solid #dbe3ec;padding-left:28px}.timeline-item{position:relative;margin-bottom:36px}.timeline-item::before{content:"";position:absolute;left:-36px;top:6px;width:14px;height:14px;border-radius:50%;background:var(--ap-red);box-shadow:0 0 0 5px #fff}
.contact-card{border:1px solid var(--ap-line);border-radius:18px;padding:28px;height:100%;text-decoration:none;color:inherit;transition:.2s;background:#fff;box-shadow:var(--ap-shadow-soft)}
.contact-card:hover{transform:translateY(-3px);box-shadow:var(--ap-shadow);border-color:#bdc9d6}
.contact-icon{width:48px;height:48px;border-radius:14px;background:linear-gradient(135deg,var(--ap-blue),var(--ap-red));color:#fff;display:grid;place-items:center;font-weight:800;font-size:.9rem}
.faq-card{border-radius:24px;background:#fff;border:1px solid var(--ap-line);box-shadow:var(--ap-shadow-soft);padding:30px}
.cta-inline{display:flex;flex-wrap:wrap;gap:12px}
.footer{background:#101d2b;color:#b9c5d1;padding:56px 0 94px}.footer a{color:#d7e1ea;text-decoration:none}.footer a:hover{color:#fff}.footer-logo{filter:brightness(0) invert(1);max-width:220px}.footer .btn-outline-light{border-color:rgba(255,255,255,.25);color:#fff}.footer .btn-outline-light:hover{background:#fff;color:#0f2237}
.credits{font-size:.84rem;color:#7f8e9e}.credits code{color:#dce7f2}
.mobile-contact-bar{position:fixed;left:16px;right:16px;bottom:14px;z-index:1030;background:rgba(16,29,43,.94);backdrop-filter:blur(14px);border-radius:18px;display:flex;justify-content:space-between;box-shadow:0 20px 45px rgba(0,0,0,.22);overflow:hidden}.mobile-contact-bar a{flex:1;padding:14px 10px;text-align:center;color:#fff;font-weight:700;font-size:.92rem}.mobile-contact-bar a+a{border-left:1px solid rgba(255,255,255,.12)}
.compact-profile{grid-template-columns:140px 1fr}.compact-profile .profile-photo-wrap img{aspect-ratio:1/1}
@media (max-width:1199.98px){.hero{min-height:790px}.hero-profile-card{grid-template-columns:160px 1fr}}
@media (max-width:991.98px){
  .topbar{display:none!important}
  .site-nav{top:0}
  .hero{padding:125px 0 72px;min-height:unset}.hero-home .hero-overlay{background:linear-gradient(180deg,rgba(7,20,33,.94),rgba(9,28,47,.82))}
  .section-overlap{margin-top:-40px}
  .section-pad{padding:72px 0}
  .page-hero{padding:132px 0 70px}
  .navbar-collapse{padding:18px 0 12px}
  .hero-profile-card,.compact-profile{grid-template-columns:1fr}
  .profile-photo-wrap img{max-height:420px}
  .split-card-list>div{grid-template-columns:1fr}
  .cta-band{padding:28px 24px;display:block}
  .cta-actions{margin-top:18px}
}
@media (max-width:767.98px){
  body{padding-bottom:84px}
  .hero h1{font-size:clamp(2.35rem,10vw,3.6rem)}
  .hero .lead{font-size:1.03rem}
  .section-title{font-size:clamp(1.8rem,8vw,2.4rem)}
  .visual-card img,.compact-card img{height:210px}
  .mini-visual-stack{grid-template-columns:1fr}
  .list-grid{grid-template-columns:1fr}
  .contact-row{gap:12px 16px}
}
@media (max-width:575.98px){
  .hero{padding-bottom:64px}
  .metric-card,.benefit-card,.contact-card,.faq-card,.visual-card-body,.split-card-top{padding:22px}
  .cta-band{padding:24px 20px}
}

/* XER tool page */
.tool-note{border-left:4px solid var(--ap-red);padding:16px 18px;background:#fff;border-radius:14px;box-shadow:var(--ap-shadow-soft)}